{"id":14565,"date":"2019-02-27T17:08:40","date_gmt":"2019-02-27T17:08:40","guid":{"rendered":"https:\/\/chalatilegal.ca\/loan-agreement\/"},"modified":"2023-05-23T01:35:45","modified_gmt":"2023-05-23T01:35:45","slug":"contrat-pret","status":"publish","type":"page","link":"https:\/\/chalatilegal.ca\/fr\/contrat-pret\/","title":{"rendered":"Contrat de pr\u00eat"},"content":{"rendered":"<p>[vc_row full_width=\u00a0\u00bbstretch_row_content_no_spaces\u00a0\u00bb][vc_column][layerslider_vc id=\u00a0\u00bb42&Prime;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\">Notre service complet de contrat de pr\u00eat pour les entreprises<span style=\"color: #45f0df;\">.<\/span><\/h1>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb][vc_column width=\u00a0\u00bb2\/6&Prime; css=\u00a0\u00bb.vc_custom_1523298315912{padding-right: 100px !important;background-color: #5f4f87 !important;}\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb150px\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1684805675530{background-color: #5f4f87 !important;}\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1631742741023{padding-top: 170px !important;padding-right: 40px !important;}\u00a0\u00bb]<\/p>\n<h1><span style=\"color: #ffffff;\"><span style=\"color: #45f0df;\">6<\/span> \u00e9l\u00e9ments essentiels d&rsquo;un contra de pr\u00eat<\/span><span style=\"color: #45f0df;\">.\u00a0<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Pourquoi vous devriez prot\u00e9ger votre prochain pr\u00eat priv\u00e9<\/span>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb align=\u00a0\u00bbalign_left\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb30&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1551218706366{padding-bottom: 170px !important;}\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb70px\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1684805743115{background-color: #5f4f87 !important;}\u00a0\u00bb][\/vc_column][vc_column width=\u00a0\u00bb4\/6&Prime;][vc_row_inner css=\u00a0\u00bb.vc_custom_1523298118777{padding-top: 20px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">Pr\u00eat<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Le contrat de pr\u00eat doit indiquer clairement le montant du pr\u00eat.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">Dur\u00e9e<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Le pr\u00eat doit avoir une dur\u00e9e.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">Int\u00e9r\u00eat<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Le contrat doit indiquer le montant des int\u00e9r\u00eats du pr\u00eat. S&rsquo;agira-t-il d&rsquo;un taux fixe ou d&rsquo;un taux variable?<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">Remboursement<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Le contrat de pr\u00eat doit indiquer clairement comment le pr\u00eat sera rembours\u00e9, \u00e0 quelle date de chaque mois et \u00e0 quel endroit.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=\u00a0\u00bb.vc_custom_1523298125157{padding-bottom: 20px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">Remboursement anticip\u00e9<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Le contrat de pr\u00eat doit donner \u00e0 l&#8217;emprunteur la possibilit\u00e9 de rembourser le pr\u00eat \u00e0 une date ant\u00e9rieure.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_column_text css_animation=\u00a0\u00bbslideInRight\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #5f4f87;\">D\u00e9faut<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #45f0df;\"><i class=\"fa\" style=\"font-size: 30px;\">\uf103<\/i><\/span><\/p>\n<p style=\"text-align: center;\">Cette clause doit \u00e9num\u00e9rer toutes les situations qui mettront l&#8217;emprunteur en d\u00e9faut. Dans le cas o\u00f9 une de ces situations arriverait, le pr\u00eateur peut g\u00e9n\u00e9ralement demander le paiement int\u00e9gral du pr\u00eat dans un certain d\u00e9lai.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\">Obtenez une soumission<span style=\"color: #45f0df;\">.<\/span><\/h1>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1523649570154{padding-bottom: 20px !important;}\u00a0\u00bb][\/vc_column][\/vc_row][vc_row][vc_column width=\u00a0\u00bb1\/4&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1523299862719{background-color: #ffffff !important;}\u00a0\u00bb][\/vc_column_text][\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime;][vc_btn title=\u00a0\u00bbContactez-nous\u00a0\u00bb style=\u00a0\u00bbcustom\u00a0\u00bb custom_background=\u00a0\u00bb#5f4f87&Prime; custom_text=\u00a0\u00bb#ffffff\u00a0\u00bb shape=\u00a0\u00bbsquare\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb link=\u00a0\u00bburl:https%3A%2F%2Fchalatilegal.ca%2Ffr%2Fcontact-us%2F|||\u00a0\u00bb][\/vc_column][vc_column width=\u00a0\u00bb1\/4&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1523299862719{background-color: #ffffff !important;}\u00a0\u00bb][\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\">Qui aidons-nous<span style=\"color: #45f0df;\">?<\/span><\/h1>\n<p style=\"text-align: center;\">Voir quelques-unes des industries avec lesquelles nous avons travaill\u00e9<\/p>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bblinecons\u00a0\u00bb icon_linecons=\u00a0\u00bbvc_li vc_li-shop\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Commerce de d\u00e9tail<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bblinecons\u00a0\u00bb icon_linecons=\u00a0\u00bbvc_li vc_li-t-shirt\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Design &amp; Mode<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bbmaterial\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Restauration<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bbmaterial\u00a0\u00bb icon_material=\u00a0\u00bbvc-material vc-material-phonelink\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Commerce \u00e9lectronique<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bbmaterial\u00a0\u00bb icon_material=\u00a0\u00bbvc-material vc-material-money_off\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">OSBL &amp; organismes de bienfaisance<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][vc_icon type=\u00a0\u00bbmaterial\u00a0\u00bb icon_material=\u00a0\u00bbvc-material vc-material-account_balance\u00a0\u00bb color=\u00a0\u00bbcustom\u00a0\u00bb background_style=\u00a0\u00bbboxed\u00a0\u00bb background_color=\u00a0\u00bbcustom\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb custom_color=\u00a0\u00bb#ffffff\u00a0\u00bb custom_background_color=\u00a0\u00bb#5f4f87&Prime;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Immobilier<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1523389709001{background-color: #45f0df !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/4&Prime;][\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime;][vc_column_text css=\u00a0\u00bb.vc_custom_1631742909183{padding-top: 50px !important;}\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\">Une entreprise ambitieuse mais un petit budget?<\/h1>\n<h1 style=\"text-align: center;\">D\u00e9couvrez notre section de ressources. Vous y trouverez des vid\u00e9os, des guides et des contrats pour vous guider dans la l\u00e9galisation de votre entreprise.<\/h1>\n<h1 style=\"text-align: center;\">Apprenez et copiez les techniques que nous utilisons pour nos clients et utilisez-les pour prot\u00e9ger votre entreprise.<\/h1>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#5f4f87&Prime;][vc_btn title=\u00a0\u00bbEn savoir plus\u00a0\u00bb style=\u00a0\u00bbcustom\u00a0\u00bb custom_background=\u00a0\u00bb#5f4f87&Prime; custom_text=\u00a0\u00bb#ffffff\u00a0\u00bb shape=\u00a0\u00bbsquare\u00a0\u00bb align=\u00a0\u00bbcenter\u00a0\u00bb link=\u00a0\u00bburl:https%3A%2F%2Fchalatilegal.ca%2Ffr%2Fressources%2F|||\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1631742918689{padding-bottom: 50px !important;}\u00a0\u00bb][\/vc_column][vc_column width=\u00a0\u00bb1\/4&Prime;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1631742935108{padding-top: 50px !important;}\u00a0\u00bb]<\/p>\n<h1 style=\"text-align: center;\">Foire aux questions<span style=\"color: #45f0df;\">.<\/span><\/h1>\n<p style=\"text-align: center;\">Trouvez les r\u00e9ponses \u00e0 vos questions<\/p>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1523649049598{padding-bottom: 32px !important;}\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1523382416223{padding-right: 42px !important;padding-left: 42px !important;}\u00a0\u00bb][vc_column][vc_tta_accordion style=\u00a0\u00bbmodern\u00a0\u00bb shape=\u00a0\u00bbsquare\u00a0\u00bb active_section=\u00a0\u00bb90000000&Prime; collapsible_all=\u00a0\u00bbtrue\u00a0\u00bb][vc_tta_section title=\u00a0\u00bbQu&rsquo;est-ce qu&rsquo;un contrat de pr\u00eat?\u00a0\u00bb tab_id=\u00a0\u00bb1536353801609-94ea7164-3634&Prime;][vc_column_text]Un contrat de pr\u00eat est un contrat conclu entre un emprunteur et un pr\u00eateur. Le contrat stipule les termes et conditions auxquels l&#8217;emprunteur doit se conformer pour recevoir un pr\u00eat. Le contrat pr\u00e9cise \u00e9galement le montant principal du pr\u00eat, le taux d&rsquo;int\u00e9r\u00eat, la p\u00e9riode d&rsquo;amortissement, la dur\u00e9e, les frais, les modalit\u00e9s de paiement et les cas de d\u00e9faillance.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbQui est l&#8217;emprunteur?\u00a0\u00bb tab_id=\u00a0\u00bb1523388080539-0744c53f-6328&Prime;][vc_column_text]L&#8217;emprunteur est la personne physique ou morale qui re\u00e7oit le pr\u00eat (argent, bien ou service) du pr\u00eateur.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbQui est le pr\u00eateur?\u00a0\u00bb tab_id=\u00a0\u00bb1523388152433-2591f92e-10dc\u00a0\u00bb][vc_column_text]Le pr\u00eateur est la personne physique ou morale qui accorde le pr\u00eat (argent, bien ou service) \u00e0 l&#8217;emprunteur.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbQu&rsquo;est-ce que le taux d&rsquo;int\u00e9r\u00eat?\u00a0\u00bb tab_id=\u00a0\u00bb1523388080578-6ed954ef-bc4f\u00a0\u00bb][vc_column_text]Le taux d&rsquo;int\u00e9r\u00eat sur le pr\u00eat est le montant qui est factur\u00e9 en pourcentage du montant principal du pr\u00eat par le pr\u00eateur \u00e0 l&#8217;emprunteur pour l&rsquo;utilisation de ses actifs.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbL&rsquo;int\u00e9r\u00eat est-il fixe ou variable?\u00a0\u00bb tab_id=\u00a0\u00bb1528908283338-377e8be0-3122&Prime;][vc_column_text]Les int\u00e9r\u00eats du pr\u00eat peuvent \u00eatre fixes ou variables. Si le taux d\u2019int\u00e9r\u00eat est fixe, l&#8217;emprunteur paiera par exemple 3 % par an sur le pr\u00eat. S&rsquo;il est variable, l&rsquo;int\u00e9r\u00eat peut augmenter chaque mois jusqu&rsquo;\u00e0 ce que le pr\u00eat soit enti\u00e8rement rembours\u00e9.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbQuelles sont les options de paiement disponibles?\u00a0\u00bb tab_id=\u00a0\u00bb1537468352840-8b9159e4-1765&Prime;][vc_column_text]En g\u00e9n\u00e9ral, l\u2019emprunteur dispose des options suivantes :<\/p>\n<ol>\n<li>Montants p\u00e9riodiques :l&#8217;emprunteur effectuera certains paiements au pr\u00eateur \u00e0 des intervalles p\u00e9riodiques d\u00e9termin\u00e9s.<\/li>\n<li>Somme forfaitaire : l&#8217;emprunteur effectuera un seul paiement forfaitaire au pr\u00eateur \u00e0 la fin du terme.<\/li>\n<li>Int\u00e9r\u00eat seulement : l&#8217;emprunteur ne rembourse que les int\u00e9r\u00eats. Aucune partie du paiement ne rembourse le montant principal du pr\u00eat.<\/li>\n<li>Int\u00e9r\u00eat et capital: l&#8217;emprunteur effectue des paiements p\u00e9riodiques au pr\u00eateur qui remboursent \u00e0 la fois le capital et les int\u00e9r\u00eats.<\/li>\n<\/ol>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbl&#8217;emprunteur effectue des paiements p\u00e9riodiques au pr\u00eateur qui remboursent \u00e0 la fois le capital et les int\u00e9r\u00eats.\u00a0\u00bb tab_id=\u00a0\u00bb1523388117677-c8dba870-c2af\u00a0\u00bb][vc_column_text]Oui. Si le pr\u00eateur ne prend aucune garantie sur le pr\u00eat et que l&#8217;emprunteur ne rembourse pas le pr\u00eat, le pr\u00eateur devra poursuivre l&#8217;emprunteur en justice pour obtenir le paiement. Le jugement sera alors ex\u00e9cut\u00e9 sur les actifs de l&#8217;emprunteur.<\/p>\n<p>Toutefois, si le pr\u00eateur prend une garantie sur le pr\u00eat, il pourra saisir et vendre cette garantie si l&#8217;emprunteur ne rembourse pas son pr\u00eat.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=\u00a0\u00bbLa garantie doit-elle \u00eatre \u00e9gale au montant du pr\u00eat?\u00a0\u00bb tab_id=\u00a0\u00bb1523388135649-279e82db-67db\u00a0\u00bb][vc_column_text]Pas n\u00e9cessairement. Si la garantie est inf\u00e9rieure au montant du pr\u00eat, une fois que le pr\u00eateur aura vendu la garantie, il pourra poursuivre l&#8217;emprunteur pour la partie restante du pr\u00eat. Si la garantie est sup\u00e9rieure au montant principal du pr\u00eat, tout exc\u00e9dent de la vente de la garantie sera restitu\u00e9 \u00e0 l&#8217;emprunteur.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\">Vous \u00eates pr\u00eat<span style=\"color: #45f0df;\">?<\/span><\/h1>\n<p style=\"text-align: center;\">Demandez une consultation via le formulaire ci-dessous.<\/p>\n<p>[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb][lab_contact_form name_title=\u00a0\u00bbNom.\u00a0\u00bb email_title=\u00a0\u00bbCourriel.\u00a0\u00bb message_title=\u00a0\u00bbMessage.\u00a0\u00bb show_subject_field=\u00a0\u00bbyes\u00a0\u00bb subject_title=\u00a0\u00bbT\u00e9l\u00e9phone.\u00a0\u00bb submit_title=\u00a0\u00bbEnvoyer\u00a0\u00bb submit_success=\u00a0\u00bbMerci!\u00a0\u00bb alert_errors=\u00a0\u00bb\u00a0\u00bb][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=\u00a0\u00bbstretch_row_content_no_spaces\u00a0\u00bb][vc_column][layerslider_vc id=\u00a0\u00bb42&Prime;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][vc_column_text] Notre service complet de contrat de pr\u00eat pour les entreprises. [\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb10&Prime; accent_color=\u00a0\u00bb#45f0df\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb][vc_column width=\u00a0\u00bb2\/6&Prime; css=\u00a0\u00bb.vc_custom_1523298315912{padding-right: 100px !important;background-color: #5f4f87 !important;}\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb150px\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1684805675530{background-color: #5f4f87 !important;}\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1631742741023{padding-top: 170px !important;padding-right: 40px !important;}\u00a0\u00bb] 6 \u00e9l\u00e9ments essentiels d&rsquo;un contra de pr\u00eat.\u00a0 Pourquoi vous devriez prot\u00e9ger votre prochain pr\u00eat priv\u00e9[\/vc_column_text][vc_separator color=\u00a0\u00bbcustom\u00a0\u00bb align=\u00a0\u00bbalign_left\u00a0\u00bb border_width=\u00a0\u00bb4&Prime; el_width=\u00a0\u00bb30&Prime;&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-14565","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/pages\/14565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/comments?post=14565"}],"version-history":[{"count":6,"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/pages\/14565\/revisions"}],"predecessor-version":[{"id":14736,"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/pages\/14565\/revisions\/14736"}],"wp:attachment":[{"href":"https:\/\/chalatilegal.ca\/fr\/wp-json\/wp\/v2\/media?parent=14565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}